Afterpay LatitudePay Klarna Openpay Shop Pay + More

How Afterpay works

Split your purchase into 4 instalments

You'll pay your first instalment at the time of purchase, and the remainder every fortnight.


No fees when you pay on time

With interest-free instalments, the only fees are for late payments. You can find your payment schedule in the Afterpay app and we'll send you regular reminders. 


Enjoy instant approval decision

You’ll know you’ve been approved within seconds. Orders ship as they would with any other form of payment, as quickly as you choose. 

Sign Up


Pay with more latitude.

Shop at your favourite stores, online or in person. Buy the things you love to empower the life you want.

There are zero surprises with LatitudePay. It does what it says on the box: 10 weekly payments instead of all at once. No interest, and no waiting for your purchases.

Get set up in minutes

Sign up is super simple and if approved you can start using LatitudePay straight away.No interest. Never ever

We don’t charge interest, and you won’t pay any fees when you pay on time. Payments are automated, plus we’ll remind you.Now’s good

No more waiting for weeks for what you want today, get it now and pay over 10 weekly payments.

So, how does Klarna work?

There are two ways to use Klarna. You can take Klarna’s pay in 4 option to any store by downloading and shopping directly through our app, in-store and online. Or, simply go to the retailers we're currently partnered with and pay with Klarna at checkout.

Get more time to pay.

Pay in 4 with zero interest. Online and in-store, all in the Klarna app.

Get the free Klarna app on your phone:

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Open Pay

Here’s how it works

Sign up.

Sign up online or via our app. We’ll run a quick ID check to verify your details.


Make a purchase with any of our partners, online or in-store, and choose Openpay at checkout.

Spread it.

Pick your plan and pay your first instalment today. The rest is spread over weekly or fortnightly payments.